Financial wellbeing, built on your paycheck
Discover your path to financial freedom.
Zenda turns what's left after your bills into a dated plan for the things you actually want — a trip, a car, a deposit. No bank login needed — and only charts that mean something.
Most financial wellbeing benefits are generic. Zenda is personal.
- Complex budgets, categories, charts — too much to keep up, so you stop opening it
- Backward it shows what you spent last month, not where you are going
- Generic the same "save 20%" tip for everyone
- No motivation no progress you can feel, so it fades after a week
Most money apps are built for tracking, not for people. They are complicated, they look at the past, and they give you no reason to come back. Employees quit them in weeks, and employers can't tell if anything helped.
- One goal named, dated and costed — a trip, a car, a home
- One path from this week's paycheck to that goal, with honest dates
- One question per payday — yes, partly, not this time
- One promise the employer never sees anyone's numbers
Zenda is built around one goal you actually want. The roadmap shows the way, the payday check-in keeps you moving, and the coach explains every number. Simple enough to use every payday, motivating enough to keep going. Employers get an engaged, less-stressed team — without ever seeing a single goal.
How Zenda works, screen by screen
Vinay earns $1,100 a week and wants a house, a car and a trip to Peru. This is what Zenda shows him. Click any screen to try it live with his data.
Tell us about your money and your goals
Enter your income and your main expenses, then pick your goals: a trip, a car, a home, study or a business. It takes two minutes and needs no bank login. Zenda shows you how much you can save each week.
See which goals you can reach
For each goal, Zenda tells you clearly if it is on track, if it needs a change, or if it needs more time. It also shows the exact amount per week that would make it work.
Choose what matters most
Put your goals in order. Zenda sends your savings to the most important goal first and shows you the date each goal will be reached.
Your plan, step by step
See every goal on a timeline with its date. Move the slider to try a different weekly amount and watch the dates update instantly.
When a goal is too far, see your options
If a goal cannot be reached in time, Zenda gives you clear choices: a smaller amount now, the full amount later, or how much more you would need to save each week.
One simple check-in every payday
Each payday, Zenda asks: did you save this week? Answer yes, partly, or not this time. You see your streak and how far along you are.
Update your numbers any time
If your rent goes up or you get a raise, change the numbers and your plan updates automatically. Nothing you have saved is lost — your progress stays and only the dates move. You see the old dates and the new ones side by side.
Your coach, in action.
Zenda doesn't show you last month in a pie chart. Tell the coach what's going on — a ticket, a raise, a bonus — and it shows exactly what moves, using your own numbers. One tap applies the change.
- Knows your whole path
- Honest numbers, never guesses
- Proposes a change — you apply it
Packages for teams and enterprises
The employer pays a flat fee per seat. Employees pay nothing, ever — and we never take a percentage of anyone's savings.
- Every Zenda screen and the coach
- Employer view: seats and headcount only
- Company join code, self-serve onboarding
- Email support
- Everything in Team
- Single sign-on and team join codes
- Quarterly wellbeing report — aggregate only, never individual
- Priority support and launch kit
- Everything in Company
- Dedicated success manager and SLA
- Security review, data residency
- Payroll and bank integrations as they ship
Introductory pricing during the pilot period. Annual billing available.
Questions
Can my employer see my numbers?
No. Employer-blindness is enforced in the database, not in the interface: there is no access path from an employer account to any employee's income, goals or progress. The employer sees seat counts and headcount only, and only above a minimum group size.
How does Zenda charge?
Zenda is a workplace benefit: the employer pays a flat fee per seat, per month. Employees pay nothing, ever. We never take a percentage of anyone's savings and never touch anyone's money.
Do I connect my bank?
Not yet — today you enter your numbers in two minutes and the check-in each payday is one tap. A secure, read-only bank connection is on our roadmap so check-ins can happen automatically. Zenda will never be able to move your money.
Is this financial advice?
No. Zenda gives general information, not personal financial advice. Every projection carries that disclaimer, and Zenda never names products, funds, brokers or coins and never tells you to buy or sell anything.
How does the coach work?
The coach runs on Claude and uses only the numbers Zenda's engine computed for you — it never does its own arithmetic. It can propose a change to a goal; you apply it with one tap, or ignore it. The app works fully without it.
What happens when my situation changes?
Update anything — rent, pay, a new goal — and the roadmap redraws. Nothing you have saved is lost; your progress stays and only the dates move.
What if I leave the company?
Your account, goals and progress are yours. They stay with you when you change jobs.
Who is Zenda for?
Companies first — a benefit for their people. Universities, NGOs and high schools are next.
Built at Weekend of Startups
Zenda was built and validated during Weekend of Startups, in official partnership with leading Australian tech ecosystems and founders.
In partnership with
Swyftx
UQIES
UQ Ventures